Many people take out Income Protection thinking they may need to claim in the event of a car accident, stroke, cancer or heart attack.
Stuart, a 42 year old father of 3, worked as a nurse at Nobles Hospital. He was working long hours, constantly surrounded by people from all walks of life with different health conditions and situations.
At home, he was busy with his young family; his elderly mother lived nearby with mobility issues and relied on his support. The long shifts in combination with his home life affected his ability to carry out his very demanding job.
“When I took the policy out, I thought I might need it for a physical condition. I never imagined that I would be signed off work for mental health.”
Stuart was signed off work for stress and anxiety for around 6 months. He benefited from additional counselling sessions which were provided by the Insurer to support his transition back into work.
“I am now back at work in a job that I love and really thankful that I took out the Income Protection policy when I did. Everyone who is working should look at protecting their earnings, it is something you never think of when looking at insurance, what happens if you can’t work?”
Mental health awareness is all around us. In our lives, we are so busy that we never stop to think that we are suffering and just put it down to a busy life. Luckily, in this case, this was identified and supported from an early stage and Stuart is now able to manage his day-to-day living.
An Income Protection plan can support you through a mental health episode which can occur at any time in your lifetime.
Keyperson Insurance