
About
What is Platinum Insurance?
Founded in 2016, Platinum Insurance is a regulated independent insurance broker that specialises in general insurance for businesses and individuals.
Protecting your Business
We appreciate that running a successful business takes a lot of hard work. Thankfully, arranging the right level of cover to protect your company doesn’t need to be.
We work with you to discover the intricacies of your business, the risks you’re exposed to, and work together to design the right insurance program for you, your business and your people.
We are experts who can help you decide what type of insurance and level of cover you need and recommend a suitable policy at a price you can afford.


Protecting Yourself and your Family
We’ll take the time to understand your lifestyle and your demands and needs — across homes, overseas properties, cars, art, wine and jewellery collections. Our independent, transparent advice means you can feel more confident our insurance solutions will deliver on our promise to help protect your family’s financial future.
Platinum Insurance is registered with the Isle of Man Financial Services Authority (the “Authority”) to carry on the business of Insurance Intermediary in or from the Isle of Man. Our Firm Reference Number (FRN) is 75. You can check this registration by visiting the Authority’s website https://www.iomfsa.im/register-search/ or by telephoning the Authority on 01624 646000.
Our Insurers
We offer a wide range of insurance products and have access to over 50 leading insurance companies.
Depending on the type of cover you require, and where we have provided advice based on a personal recommendation, we will advise you when we offer you a policy on the basis of a fair and personal analysis.






Meet the Team

Justine Gaisford-Martin
Managing Director – justine@platinuminsurance.me
Justine has spent the last 25 years negotiating insurance for people and businesses in the Isle of Man. Justine uses her extensive knowledge of the insurance market to help find the right coverage at the best price. She prides herself in working to an extremely high standard to deliver excellent customer service. Justine is Cert CII qualified and advises on the full range of commercial and personal insurance products.

Dannica Garpao
insurance adviser – dannica@platinuminsurance.me
Also Cert CII qualified, Dannica has spent the last five years helping individuals and families protect their financial future and achieve their goals. Dannica is passionate about helping her clients find the best life insurance solutions for their unique needs and circumstances and is committed to providing exceptional service and value.

Khendy Makibalo
account handler – KHENDY@PLATINUMINSURANCE.ME
Khendy is our friendly, reliable, and professional account handler who strives to build and maintain long-term relationships with her clients and colleagues. Khendy is always ready to answer customer and sales enquiries, address any concerns, and guide them through any processes or procedures we need to follow.

Justin Martin
Head of Compliance – justin.martin@platinuminsurance.me
Justin heads up our Compliance Department and is passionate about his role in enhancing our culture of meeting the highest standards of ethical and professional conduct. A member of the International Compliance Association and the Chartered Insurance Institute, he also offers advice on our commercial insurance products, specialising in Cyber Protection, Management Liability, and Professional Indemnity covers.
