
Protect Your Business
Safeguard your organisation with the Platinum standard,
designed for your business.

How secure is your business?
If you’re a business owner, a director, or a landlord, you shouldn’t be struggling for an answer.
At Platinum Insurance, we’re here to act as a trusted partner to organisations of all shapes and sizes — helping to protect every aspect of your business from your people to your bottom line.
From shops, pubs, and farms to SMEs and multinational corporations, our focused approach and wealth of expertise enables us to work with you to ensure our proposition fits your needs.
Get the
Platinum Standard
Your Organisation Needs.
Contact us today to discuss your business insurance requirements or get an initial quote.

Commercial Combined Insurance
Flexible protection for Isle of Man businesses:
- Insurance for offices, pubs, shops & retail, surgeries & clinics, restaurants & nightlife, hotels & guesthouses
- Public liability, product liability & employer liability
- Building and material damage
- Injuries and accidents in the workplace
- Stock damage
- Cyber attacks
- Business interruption
Why do you need it?
In any business — no matter how well prepared you are — there’s always something unexpected on the horizon. With commercial combined insurance, you can choose to create a package of unmatched protection that covers all the essentials your small to medium-sized business requires.
Talk to us today to tailor your flexible, Platinum standard policy.
Why do you need it?
Decision-making always comes with a risk — but that shouldn’t hold back your business. Management liability insurance gives you as a company director, senior manager, or officer the protection you need to manage your exposures. With Platinum backing you, you can get back to leading.

Management Liability
Insurance

Professional Indemnity Insurance
Why do you need it?
From sole traders to limited companies, mistakes can happen. If a client loses out financially or reputationally because of work you’ve done for them, they could bring a compensation claim to your door. Professional indemnity insurance covers a breadth of self-employed people and businesses who provide a professional service, give advice, or handle confidential data and copyrighted materials. It’s even a requirement in certain professions. Talk to us today to see where you stand — and let Platinum take the pressure off.
Why do you need it?
It seems every day that we hear about it: another large organisation taken down by a malicious cyber-attack. You might have done all you can to secure your business against it — but the threat is always evolving, and sensitive data is at risk. Our cyber liability coverage can help protect your business against the impact of cybercrime, and the resulting financial and reputational costs.

Cyber Liability
Insurance

Property Owners
Insurance
Why do you need it?
If you’re a property owner or landlord, your priority should be to uphold your legal responsibilities whilst also protecting your investment. Whether you have a small-to-large portfolio of residential rental flats and houses, or you own a number of commercial offices or retail spaces, we’re here to get you covered. From building and structural cover to accidental damage and liability, talk to us today about our comprehensive property owners insurance packages.
Why do you need it?
On the farm, your life is your livelihood. We understand your daily grind — and we know that it depends on a number of moving parts. Our experts are here to help you keep it all running with a range of cover for a variety of farms, from livestock and farm contents insurance, to agricultural vehicle cover and beyond.

Farm & Agricultural
Insurance
Case Studies
Keyperson Insurance
Insurance can be used to protect your profits as well as your assets.
The Perils of Underinsurance
An estimated 4.5 million small or medium-sized enterprises (SMEs) are worryingly underinsured in the UK.

I need advice
If you’re not sure which insurance is right for your business, our experienced team is happy to advise you.
Call Platinum Insurance on 01624 693693
E-mail Justine at justine@platinuminsurance.me
Monday – Friday 9am to 5pm
I’d like some help
Have a general query about our commercial insurance products? We can help you.
Call Platinum Insurance on 01624 693693
E-mail Justine at justine@platinuminsurance.me
Monday – Friday 9am to 5pm


